⁃ Designated Hazard Coverage – This form of agreement insures the hazards specifically listed in the policy. If the hazard is not mentioned, it is not covered. In De Maurier (Jewels) Ltd v Bastion Insurance Co85, the nature of a particular provision always appears to be a question of law based on the design of the wording used by the court and which undoubtedly takes into account the consequences of the infringement.84 In De Maurier (Jewels) Ltd v Bastion Insurance Co85, an „all-hazards“ policy contained a „guarantee“ that the insured`s vehicles would be equipped with locks and systems. approved alarms. The insured suffered two losses. When the first loss occurred, the locks were not of the required type, but at the time of the second loss, the deadline was met. Insurers have rejected liability, among others. A burglary insurance that policyholders take out on their breaks contained the term: „It is guaranteed that the secure cash register is visited and closed at all times during opening hours.“ It was decided that the clause was not a guarantee, but a term describing the risk. . . .